Rates
Find up-to-date interest rates across a wide range of financial products—from chequing/savings accounts and GICs to mortgages, loans, and foreign exchange. Our goal is to provide members with the information they need to make smart, timely decisions about their finances.
Prime Rate is 4.45%
Foreign Exchange
- Foreign Exchange
buying selling US Dollar Cash 1.4220 1.3500 US Dollar Cheque (under $1,000) 1.4055 1.3785 United Kingdom (Pound) Cash 1.8837 1.7937 EURO Cash 1.6473 1.5613 Effective 04-02-2026
Borrowing
- Consumer Mortgage (Insured)
RATE Variable 4.75% 1 Year 4.62% 2 Year 4.20% 3 Year 3.91% 4 Year 4.11% 5 Year 3.96% Effective 03-26-2026
- Consumer Mortgage (Conventional)
Rate Variable 4.95% 1 Year 4.82% 2 Year 4.40% 3 Year 4.11% 4 Year 4.31% 5 Year 4.16% Effective 03-26-2026
Additional Services & Fees
Investing
- Guaranteed Investment Certificates (Non-redeemable)
Rate 1 Year 2.68% 2 Year 2.60% 3 Year 2.61% 4 Year 2.69% 5 Year 2.80% Effective 03-26-2026
- Guaranteed Investment Certificates (Redeemable)
Rate 1 Year 2.04% Effective 11-24-2025
- AgriInvest
Rate $0-$49,999 0.65% $50,000+ 1.55% Effective 01-09-2026
- High Interest Savings Account
Rate All Balances 0.65% - First Home Savings Account (FHSA)
Rate Variable 0.65% Effective 01-09-2026
- Registered Variable
Rate Variable 0.65% Effective 01-09-2026
Manage your Account
Make payments, view your balance and manage your accounts from where you want, when you want with our easy-to-use online services.