Rates

Find up-to-date interest rates across a wide range of financial products—from chequing/savings accounts and GICs to mortgages, loans, and foreign exchange. Our goal is to provide members with the information they need to make smart, timely decisions about their finances.

Prime Rate is 4.45%


 

Foreign Exchange

Foreign Exchange
 buyingselling
US Dollar Cash1.40601.3340
US Dollar Cheque (under $1,000)1.38951.3625
United Kingdom (Pound) Cash1.88831.7983
EURO Cash1.63791.5519

Effective 05-20-2026

 

Borrowing

Consumer Mortgage (Insured)
 RATE
Variable4.75%
1 Year4.62%
2 Year4.20%
3 Year3.91%
4 Year4.11%
5 Year3.96%

Effective 03-26-2026

Learn More about Mortgages

Consumer Mortgage (Conventional)
 Rate
Variable4.95%
1 Year4.82%
2 Year4.40%
3 Year4.11%
4 Year4.31%
5 Year4.16%

Effective 03-26-2026

Learn More about Mortgages

Investing

Guaranteed Investment Certificates (Non-redeemable)
 Rate
1 Year2.72%
2 Year2.60%
3 Year2.72%
4 Year2.80%
5 Year2.92%

Effective 04-20-2026

Learn More about GICs

Guaranteed Investment Certificates (Redeemable)
 Rate
1 Year2.04%

Effective 11-24-2025

Learn More about GICs

AgriInvest
 Rate
$0-$49,9990.65%
$50,000+1.55%

Effective 01-09-2026

Learn More about AgriInvest

High Interest Savings Account
 Rate
All Balances0.65%
First Home Savings Account (FHSA) 
 Rate
Variable0.65%

Effective 01-09-2026

Learn More about FHSAs

Registered Variable
 Rate
Variable0.65%

Effective 01-09-2026

Services and Fees

View a comprehensive list of services and associated fees

Calculators

Trying to run some numbers? We have a variety of calculator tools that can help.

Manage your Account

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