Rates
Find up-to-date interest rates across a wide range of financial products—from chequing/savings accounts and GICs to mortgages, loans, and foreign exchange. Our goal is to provide members with the information they need to make smart, timely decisions about their finances.
Prime Rate is 4.70%
Foreign Exchange
- Foreign Exchange
buying selling US Dollar Cash 1.4255 1.3535 US Dollar Cheque (under $1,000) 1.4090 1.3820 United Kingdom (Pound) Cash 1.9228 1.8328 EURO Cash 1.6809 1.5949 Effective 10-03-2025
Borrowing
- Consumer Mortgage (Insured)
RATE Variable 4.70% - 5.20% 1 Year 4.63% - 5.13% 2 Year 4.10% - 4.60% 3 Year 3.72% - 4.22% 4 Year 4.04% - 4.54% 5 Year 3.72% - 4.22% Effective 09-29-2025
- Consumer Mortgage (Conventional)
Rate Variable 4.70% - 5.20% 1 Year 4.93% - 5.43% 2 Year 4.40% - 4.90% 3 Year 4.02% - 4.52% 4 Year 4.34% - 4.84% 5 Year 4.02% - 4.52% Effective 09-29-2025
- Agriculture Mortgage (Conventional)
Rate Variable 4.70% - 7.20% 1 Year 5.13% - 7.13% 2 Year 4.60% - 6.60% 3 Year 4.27% - 6.32% 4 Year 4.59% - 6.64% 5 Year 4.27% - 6.32% Effective 09-29-2025
- Commercial Mortgage (Conventional)
Rate Variable 5.20% - 8.20% 1 Year 5.38% - 8.18% 2 Year 4.85% - 7.65% 3 Year 4.57% - 7.27% 4 Year 4.89% - 7.59% 5 Year 4.57% - 7.27% Effective 09-29-2025
- Consumer Non-Mortgage
Rate Variable 5.45% - 10.70% 1 Year 5.68% - 8.68% 2 Year 5.15% - 8.15% 3 Year 4.77% - 7.77% 4 Year 5.09% - 8.09% 5 Year 4.77% - 7.77% Effective 09-29-2025
- Agriculture Non-Mortgage
Rate Variable 5.45% - 7.95% 1 Year 5.53% - 7.53% 2 Year 5.00% - 7.00% 3 Year 4.72% - 6.72% 4 Year 5.04% - 7.04% 5 Year 4.72% - 6.72% Effective 09-29-2025
- Commercial Non-Mortgage
Rate Variable 5.70% - 8.45% 1 Year 6.08% - 8.18% 2 Year 5.55% - 7.65% 3 Year 5.27% - 7.27% 4 Year 5.59% - 7.59% 5 Year 5.27% - 7.27% Effective 09-29-2025
Investing
- Guaranteed Investment Certificates (Non-redeemable)
Rate 1 Year 2.47% - 2.77% 2 Year 2.53% - 2.83% 3 Year 2.44% - 2.74% 4 Year 2.59% - 2.89% 5 Year 2.61% - 2.91% Effective 09-29-2025
- Guaranteed Investment Certificates (Redeemable)
Rate 1 Year 2.17% Effective 09-29-2025
- AgriInvest
Rate $0-$49,999 0.85% $50,000+ 1.67% Effective 09-29-2025
- High Interest Savings Account
Rate All Balances 0.85% - First Home Savings Account (FHSA)
Rate Variable 0.85% - 1.85% Effective 06-17-2025
- Registered Variable
Rate Variable 0.85% Effective 06-17-2025
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