Rates

Find up-to-date interest rates across a wide range of financial products—from chequing/savings accounts and GICs to mortgages, loans, and foreign exchange. Our goal is to provide members with the information they need to make smart, timely decisions about their finances.

Prime Rate is 4.95%

 

Foreign Exchange

Foreign Exchange
 buyingselling
US Dollar Cash1.39041.3184
US Dollar Cheque (under $1,000)1.37391.3469
United Kingdom (Pound) Cash1.90181.8118
EURO Cash1.64551.5595

Effective 07-04-2025

Borrowing

Consumer Mortgage (Insured)
 RATE
Variable4.95% - 5.45%
1 Year4.85% - 5.35%
2 Year4.32% - 4.82%
3 Year3.72% - 4.22%
4 Year4.04% - 4.54%
5 Year3.72% - 4.22%

Effective 06-17-2025

Learn More about Mortgages

Consumer Mortgage (Conventional)
 Rate
Variable4.95% - 5.45%
1 Year5.15% - 5.65%
2 Year4.62% - 5.12%
3 Year4.02% - 4.52%
4 Year4.34% - 4.84%
5 Year4.02% - 4.52%

Effective 06-17-2025

Learn More about Mortgages

Agriculture Mortgage (Conventional)
 Rate
Variable4.95% - 7.45%
1 Year5.35% - 7.35%
2 Year4.82% - 6.82%
3 Year4.27% - 6.32%
4 Year4.59% - 6.64%
5 Year4.27% - 6.32%

Effective 06-17-2025

Learn More about Business & Ag Mortgages

Commercial Mortgage (Conventional)
 Rate
Variable5.45% - 8.45%
1 Year5.60% - 8.40%
2 Year5.07% - 7.87%
3 Year4.57% - 7.27%
4 Year4.89% - 7.59%
5 Year4.57% - 7.27%

Effective 06-17-2025

Learn More about Business & Ag Mortgages

Consumer Non-Mortgage
 Rate
Variable5.70% - 10.95%
1 Year5.90% - 8.90%
2 Year5.37% - 8.37%
3 Year4.77% - 7.77%
4 Year5.09% - 8.09%
5 Year4.77% - 7.77%

Effective 06-17-2025

Learn More about Loans

Agriculture Non-Mortgage
 Rate
Variable5.70% - 8.20%
1 Year5.75% - 7.75%
2 Year5.22% - 7.22%
3 Year4.72% - 6.72%
4 Year5.04% - 7.04%
5 Year4.72% - 6.72%

Effective 06-17-2025

Learn More about Business & Ag Loans

Commercial Non-Mortgage
 Rate
Variable5.95% - 8.70%
1 Year6.30% - 8.40%
2 Year5.77% - 7.87%
3 Year5.27% - 7.27%
4 Year5.59% - 7.59%
5 Year5.27% - 7.27%

Effective 06-17-2025

Learn More about Business & Ag Loans

Investing

Guaranteed Investment Certificates (Non-redeemable)
 Rate
1 Year2.47% - 3.37%
2 Year2.53% - 3.43%
3 Year2.44% - 3.34%
4 Year2.50% - 3.40%
5 Year2.61% - 3.51%

Effective 06-17-2025

Learn More about GICs

Guaranteed Investment Certificates (Redeemable)
 Rate
1 Year2.21%

Effective 06-17-2025

Learn More about GICs

AgriInvest
 Rate
$0-$49,9990.85%
$50,000+1.71%

Effective 06-17-2025

Learn More about AgriInvest

High Interest Savings Account
Min. RateRate
0.50%0.85%
First Home Savings Account (FHSA) 
 Rate
Variable0.50% - 1.85%

Effective 06-17-2025

Learn More about FHSAs

Registered Variable
 Rate
Variable0.50% - 0.85%

Effective 06-17-2025

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