Rates

Find up-to-date interest rates across a wide range of financial products—from chequing/savings accounts and GICs to mortgages, loans, and foreign exchange. Our goal is to provide members with the information they need to make smart, timely decisions about their finances.

Prime Rate is 4.45%


 

Foreign Exchange

Foreign Exchange
 buyingselling
US Dollar Cash1.41071.3387
US Dollar Cheque (under $1,000)1.39421.3672
United Kingdom (pound) cash1.92571.8357
EURO Cash1.65371.5677

Effective 08-19-2026

 

Borrowing

Consumer Mortgage (Insured)
 RATE
Variable4.75%
1 Year4.62%
2 Year3.96%
3 Year3.91%
4 Year3.99%
5 Year4.06%

Effective 08-14-2026

Learn More about Mortgages

Consumer Mortgage (Conventional)
 Rate
Variable4.95%
1 Year4.82%
2 Year4.16%
3 Year4.11%
4 Year4.19%
5 Year4.16%

Effective 08-14-2026

Learn More about Mortgages

Investing

Guaranteed Investment Certificates (Non-redeemable)
 Rate
1 Year2.80%
2 Year2.72%
3 Year2.97%
4 Year2.87%
5 Year2.97%

Effective 08-14-2026

Learn More about GICs

Guaranteed Investment Certificates (Redeemable)
 Rate
1 Year2.04%

Effective 11-24-2025

Learn More about GICs

AgriInvest
 Rate
All Balances1.50%

Effective 05-29-2026

Learn More about AgriInvest

Premium Savings
 Rate
All Balances0.65%
First Home Savings Account (FHSA) 
 Rate
Variable0.65%

Effective 01-09-2026

Learn More about FHSAs

Registered Variable
 Rate
Variable0.65%

Effective 01-09-2026

Services and Fees

View a comprehensive list of services and associated fees

Calculators

Trying to run some numbers? We have a variety of calculator tools that can help.

Manage your Account

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