Rates
Find up-to-date interest rates across a wide range of financial products—from chequing/savings accounts and GICs to mortgages, loans, and foreign exchange. Our goal is to provide members with the information they need to make smart, timely decisions about their finances.
Prime Rate is 4.95%
Foreign Exchange
- Foreign Exchange
buying selling US Dollar Cash 1.3904 1.3184 US Dollar Cheque (under $1,000) 1.3739 1.3469 United Kingdom (Pound) Cash 1.9018 1.8118 EURO Cash 1.6455 1.5595 Effective 07-04-2025
Borrowing
- Consumer Mortgage (Insured)
RATE Variable 4.95% - 5.45% 1 Year 4.85% - 5.35% 2 Year 4.32% - 4.82% 3 Year 3.72% - 4.22% 4 Year 4.04% - 4.54% 5 Year 3.72% - 4.22% Effective 06-17-2025
- Consumer Mortgage (Conventional)
Rate Variable 4.95% - 5.45% 1 Year 5.15% - 5.65% 2 Year 4.62% - 5.12% 3 Year 4.02% - 4.52% 4 Year 4.34% - 4.84% 5 Year 4.02% - 4.52% Effective 06-17-2025
- Agriculture Mortgage (Conventional)
Rate Variable 4.95% - 7.45% 1 Year 5.35% - 7.35% 2 Year 4.82% - 6.82% 3 Year 4.27% - 6.32% 4 Year 4.59% - 6.64% 5 Year 4.27% - 6.32% Effective 06-17-2025
- Commercial Mortgage (Conventional)
Rate Variable 5.45% - 8.45% 1 Year 5.60% - 8.40% 2 Year 5.07% - 7.87% 3 Year 4.57% - 7.27% 4 Year 4.89% - 7.59% 5 Year 4.57% - 7.27% Effective 06-17-2025
- Consumer Non-Mortgage
Rate Variable 5.70% - 10.95% 1 Year 5.90% - 8.90% 2 Year 5.37% - 8.37% 3 Year 4.77% - 7.77% 4 Year 5.09% - 8.09% 5 Year 4.77% - 7.77% Effective 06-17-2025
- Agriculture Non-Mortgage
Rate Variable 5.70% - 8.20% 1 Year 5.75% - 7.75% 2 Year 5.22% - 7.22% 3 Year 4.72% - 6.72% 4 Year 5.04% - 7.04% 5 Year 4.72% - 6.72% Effective 06-17-2025
- Commercial Non-Mortgage
Rate Variable 5.95% - 8.70% 1 Year 6.30% - 8.40% 2 Year 5.77% - 7.87% 3 Year 5.27% - 7.27% 4 Year 5.59% - 7.59% 5 Year 5.27% - 7.27% Effective 06-17-2025
Investing
- Guaranteed Investment Certificates (Non-redeemable)
Rate 1 Year 2.47% - 3.37% 2 Year 2.53% - 3.43% 3 Year 2.44% - 3.34% 4 Year 2.50% - 3.40% 5 Year 2.61% - 3.51% Effective 06-17-2025
- Guaranteed Investment Certificates (Redeemable)
Rate 1 Year 2.21% Effective 06-17-2025
- AgriInvest
Rate $0-$49,999 0.85% $50,000+ 1.71% Effective 06-17-2025
- High Interest Savings Account
Min. Rate Rate 0.50% 0.85% - First Home Savings Account (FHSA)
Rate Variable 0.50% - 1.85% Effective 06-17-2025
- Registered Variable
Rate Variable 0.50% - 0.85% Effective 06-17-2025
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