Cypress
Diamond North
Prairie Centre
Mortgages Made for Real Life
At Prosperity Credit Union, we know that buying a home is more than a transaction—it’s a milestone. Whether you’re just getting started or looking to renew or switch, our team is here to guide you every step of the way, with local expertise and advice that actually makes sense.
Lock in a 5-year fixed mortgage at just 3.79% and get up to $2,000 cash back*
when you buy or bring your mortgage to Prosperity.
Who qualifies for the cash back?
New purchases or transfers from another financial institution with a 5-year fixed mortgage of $50,000+.
Can I get this if I’m renewing or refinancing at Prosperity?
Cash back is not available for refinances or renewals of existing Prosperity mortgages, but the 3.79% rate may still apply.
How soon will I get my cash back?
Within 30 business days of your mortgage funding.
*The promotional rate of 3.79% is available for new purchases, transfers, as well as renewals and rate buydowns. Cash back offer is only available on new purchases or transfers. Offers require a 5-year fixed term with 25-year amortization or less. Other conditions may apply.
First Time Home Buyer
Buying your first home? We’ve got your back!
From “what’s a mortgage?” to “how much can I afford?” – we’re here to answer all your questions. At Prosperity Credit Union, we make buying your first home easy, with local experts who know the market and care about your goals.
Renewal
Mortgage Renewal Coming Up? Let’s Chat!
If your mortgage is up for renewal, don’t just sign on the dotted line – let’s make sure you’re getting the best deal possible! At Prosperity Credit Union, we know every dollar counts. Whether it’s locking in a better rate, adjusting your payments, or answering your questions, we’re here for you.
Switching
Thinking About Your Mortgage? Let’s Make it Simple!
Is your mortgage term coming due and thinking of switching? Prosperity Credit Union is here and switching is easier than you think (we’ll handle all the hard stuff). With branches across rural Saskatchewan, we’re your local mortgage experts – friendly, reliable, and here to help!
Why Your Mortgage Belongs with Prosperity Credit Union
Let's face it—getting a mortgage probably isn't on your list of "fun things to do." But if you’re planting roots in rural Saskatchewan, you want a lender who understands more than just interest rates. At Prosperity Credit Union, we know the local markets and we're here to help turn your “some day” into “move in day”.
We’re Your Neighbours, Not Just Your Lenders
With branches all across rural Saskatchewan, you won’t be stuck waiting on hold when you need to talk to someone. Need to pop in and ask a question? We’re right down the road and our team lives and works where you do, so we get the local market, the quirks of rural properties, and the value of a good cup of coffee during a chat. We take the time to understand your story and work with you to make homeownership achievable.
We Get Rural Life—Because We Live It
Big banks might scratch their heads when you ask about financing a home with a shop big enough for your tractor (and a side-by-side, and maybe a boat if you’re lucky). But at Prosperity Credit Union, that just sounds like a standard weekend. Whether you're eyeing a cozy farmhouse or building your dream home on the family quarter, we understand the unique needs of rural living and can customize a mortgage that fits your life.
We’re Your Neighbours, Not Just Your Lenders
With branches all across rural Saskatchewan, you won’t be stuck waiting on hold when you need to talk to someone. Need to pop in and ask a question? We’re right down the road and our team lives and works where you do, so we get the local market, the quirks of rural properties, and the value of a good cup of coffee during a chat. We take the time to understand your story and work with you to make homeownership achievable.
We Get Rural Life—Because We Live It
Big banks might scratch their heads when you ask about financing a home with a shop big enough for your tractor (and a side-by-side, and maybe a boat if you’re lucky). But at Prosperity Credit Union, that just sounds like a standard weekend. Whether you're eyeing a cozy farmhouse or building your dream home on the family quarter, we understand the unique needs of rural living and can customize a mortgage that fits your life.
Thanks for stopping by!
Our new website is part of our ongoing journey to bring the business operations of three legacy credit unions together under Prosperity. It’s still a work in progress, and we’ll continue to add and improve as we go.
If you have advice or helpful ideas to share, we’d love to hear from you. After all, this is your credit union and building a better virtual branch works best when we do it together.
Manage your Account
Make payments, view your balance and manage your accounts from where you want, when you want with our easy-to-use online services.