Personal Savings Accounts
Your Money’s Happy Place.
Saving money isn’t exactly the most thrilling thing in the world. But having a solid savings account? That’s like having a secret stash of “just-in-case” money when life throws you a curveball (or when you finally decide to treat yourself to that shiny new fishing boat).
Everyday Savings
Premium Savings
COMPARE
Savings Accounts
| Features | Everyday SavingsNo monthly fee | Premium SavingsNo monthly fee |
|---|---|---|
| Monthly Fee | Free | Free |
| Free Unlimited Deposits | Included | Included |
| Free Incoming e-Transfers | Included | Not applicable |
| Outgoing e-Transfers | $1.50 | Not applicable |
| Ding Free ATM (Canada) | Included | Not applicable |
| Free Access to Digital & Mobile Banking | Included | Included |
| Withdrawal Limits | 2 free Debits/month, then $1 each (excluding self-serve e-transfer to chequing) | 2 free Debits/month, then $3 each |
| ATM Withdrawal (Interac, Non-CU) | $3 | $3 |
| ATM Withdrawal (Plus/Cirrus Intl) | $4 | $4 |
| Paper Statement Fee | $3 | $3 |
| Interest Calculation | Daily | Daily |
| Interest Payment | Monthly | Monthly |
| Statement Frequency | Semi-annual | Semi-annual |
| Features | Basic ChequingIncludes 12 free Debits (does not include e-Transfers) | Everyday ChequingIncludes 40 free Debits (44 transactions auto bumps to Tier 2) | Premium Chequing$25/month | Crossborder USDMust have CAD Chequing account |
|---|---|---|---|---|
| Monthly Fee | $4 | $8 (Tier 1) / $12 (Tier 2) | $25 | Free |
| Unlimited Transactions | Not included | Tier 2 only | Included | Not included |
| Free Unlimited Deposits | Included | Included | Included | Included |
| Free Incoming e-Transfers | Included | Included | Included | Not applicable |
| Outgoing e-Transfers | $1.50 | Free | Free | Not applicable |
| Ding Free ATM (Canada) | Included | Included | Included | Not applicable |
| Free Access to Digital & Mobile Banking | Included | Included | Included | Included |
| Free Cheque Order (qty 200) | Not included | Not included | Included | Not included |
| Credit Card Annual Fee Rebate* | Not included | Not included | Included | Not included |
| Free Certified Cheques/Stop Payments/MTC | Not included | Not included | Included | Not included |
| Free Small Safety Deposit Box | Not included | Not included | Included | Not included |
| Additional Transaction Fee | $1 | $1 (Tier 1) / $0 (Tier 2) | Not applicable | $1 USD |
| ATM Withdrawal (Interac, Non-CU) | $3 | $3 | Free | Not applicable |
| ATM Withdrawal (Plus/Cirrus Intl) | $4 | $4 | Free | Not applicable |
| Paper Statement Fee | $3 | $3 | $3 | $3 USD |
| Youth Rebate (Age 21 and under) | Not applicable | 100% of package fee | Not applicable | Not applicable |
| Senior Rebate (Age 60+) | Not applicable | 50% of package fee | Not applicable | Not applicable |
| Minimum Balance Waiver | Not applicable | Not applicable | $7,500+ | Not applicable |
* Everyday Chequing starts at $8/month (Tier 1). At 44 transactions it automatically bumps to Tier 2 at $12/month with unlimited transactions. Credit card annual fee rebates apply to the primary cardholder only
Some additional services not listed above may have fees associated with them.
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Open an account today with our online platform.
Manage your Account
Make payments, view your balance and manage your accounts from where you want, when you want with our easy-to-use online services.