Prosperity Chequing Accounts

The Unsung Hero of Your Wallet.

Ah, the humble chequing account – kind of like that reliable old truck you’ve had forever. It may not be flashy, but it always gets the job done. Whether you’re paying bills or buying groceries, your chequing account is working behind the scenes to keep life running smoothly.

Basic Chequing

Need a simple way to move your money now and then? Our Basic Chequing Account is here for the essentials. For just $4 a month, you get up to 10 debit transactions - enough to cover the basics without paying for extras you don’t need. eTransfer transactions are allowed at an additional cost. Simple. Straightforward. Budget-friendly.

Everyday Chequing

Some months you keep things simple. Others, life gets busy - and so does your banking. Our Everyday Chequing account automatically adjusts to your transaction needs, so you're never paying more than you have to (or get stuck counting every swipe). You don't have to choose a tier - your account keeps track and automatically adjusts for you ($8 a month for tier 1, or $12 a month for Tier 2). Simple, smart, and built for real life.

Premium Chequing

Our Premium Chequing account is built for members who want it all - unlimited transactions, free ATM withdrawals anywhere, and even the extras like Stop Payments and Certified Cheques. Big value. No hidden fees. Same personal touch for $25 a month.

Crossborder USD

For your life on both sides of the border. Whether you're shopping online, travelling south, or snowbirding in the sunshine, our Crossborder USD Account helps you manage your U.S. dollars with ease, for no monthly fee! (Canadian Chequing account required.)

Not sure which plan is best for you?

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Why should you open a chequing account with Prosperity Credit Union?

Let’s break it down:

Laptop, phone, glasses and notebook on desk

Keep Your Cash Safe (and not in your sock drawer)

Socks are for feet – not finances. Open an Prosperity chequing account and give your cash the safe, grown-up home it deserves.

Pay Like a Pro

Make everyday spending a breeze with debit cards, online banking, and e-transfers. You can pay bills in your pajamas (we won’t judge) and send money to friends faster than you can say “Who’s buying coffee?”

Woman in glasses working with a calculator and laptop.

Budget-Friendly Features

Prosperity chequing accounts are designed to keep fees low and flexibility high, so you can manage your money without breaking the bank.

Be Ready for Life’s Curveballs

From the unexpected vet bills to that “can’t miss” auction, a chequing account gives you quick access to your funds when you need them the most.

Thanks for stopping by!

Our new website is part of our ongoing journey to bring the business operations of three legacy credit unions together under Prosperity. It’s still a work in progress, and we’ll continue to add and improve as we go.

If you have advice or helpful ideas to share, we’d love to hear from you. After all, this is your credit union and building a better virtual branch works best when we do it together.

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