Prosperity Chequing Accounts
Ah, the humble chequing account – kind of like that reliable old truck you’ve had forever. It may not be flashy, but it always gets the job done. Whether you’re paying bills or buying groceries, your chequing account is working behind the scenes to keep life running smoothly. With flexible account options designed for different needs and stages of life, you can choose one that fits the way you bank. Explore our options below to find the right balance of everyday transactions, features and monthly fees.
Basic Chequing
Everyday Chequing
Premium Chequing
Crossborder USD
COMPARE
Personal Accounts
| Features | Basic ChequingIncludes 12 free Debits (does not include e-Transfers) | Everyday ChequingIncludes 40 free Debits (44 transactions auto bumps to Tier 2) | Premium Chequing$25/month | Crossborder USDMust have CAD Chequing account |
|---|---|---|---|---|
| Monthly Fee | $4 | $8 (Tier 1) / $12 (Tier 2) | $25 | Free |
| Unlimited Transactions | Not included | Tier 2 only | Included | Not included |
| Free Unlimited Deposits | Included | Included | Included | Included |
| Free Incoming e-Transfers | Included | Included | Included | Not applicable |
| Outgoing e-Transfers | $1.50 | Free | Free | Not applicable |
| Ding Free ATM (Canada) | Included | Included | Included | Not applicable |
| Free Access to Digital & Mobile Banking | Included | Included | Included | Included |
| Free Cheque Order (qty 200) | Not included | Not included | Included | Not included |
| Credit Card Annual Fee Rebate* | Not included | Not included | Included | Not included |
| Free Certified Cheques/Stop Payments/MTC | Not included | Not included | Included | Not included |
| Free Small Safety Deposit Box | Not included | Not included | Included | Not included |
| Additional Transaction Fee | $1 | $1 (Tier 1) / $0 (Tier 2) | Not applicable | $1 USD |
| ATM Withdrawal (Interac, Non-CU) | $3 | $3 | Free | Not applicable |
| ATM Withdrawal (Plus/Cirrus Intl) | $4 | $4 | Free | Not applicable |
| Paper Statement Fee | $3 | $3 | $3 | $3 USD |
| Youth Rebate (Age 21 and under) | Not applicable | 100% of package fee | Not applicable | Not applicable |
| Senior Rebate (Age 60+) | Not applicable | 50% of package fee | Not applicable | Not applicable |
| Minimum Balance Waiver | Not applicable | Not applicable | $7,500+ | Not applicable |
* Everyday Chequing starts at $8/month (Tier 1). At 44 transactions it automatically bumps to Tier 2 at $12/month with unlimited transactions. Credit card annual fee rebates apply to the primary cardholder only
| Features | Everyday SavingsNo monthly fee | Premium SavingsNo monthly fee |
|---|---|---|
| Monthly Fee | Free | Free |
| Free Unlimited Deposits | Included | Included |
| Free Incoming e-Transfers | Included | Not applicable |
| Outgoing e-Transfers | $1.50 | Not applicable |
| Ding Free ATM (Canada) | Included | Not applicable |
| Free Access to Digital & Mobile Banking | Included | Included |
| Withdrawal Limits | 2 free Debits/month, then $1 each (excluding self-serve e-transfer to chequing) | 2 free Debits/month, then $3 each |
| ATM Withdrawal (Interac, Non-CU) | $3 | $3 |
| ATM Withdrawal (Plus/Cirrus Intl) | $4 | $4 |
| Paper Statement Fee | $3 | $3 |
| Interest Calculation | Daily | Daily |
| Interest Payment | Monthly | Monthly |
| Statement Frequency | Semi-annual | Semi-annual |
Some additional services not listed above may have fees associated with them.
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