Business & Ag Savings Accounts

A parking spot for your hard-earned cash! We get it—you're not looking to get rich off a savings account. But when you've got extra cash from your farm or business, it helps to have a safe place to park it until you need it (or until you’ve made a longer-term plan for it).

Everyday Savings

Whether you're tucking money away for a rainy day, future goal, or just building a healthy habit, our Everyday Savings account helps you grow without the extra fees. Perfect for anyone who wants a no-fuss way to save and keep more of what they're saving. You can grab it when you need it, no strings attached. Because it’s always within reach, it earns a little less interest - a fair trade for easy access.

Premium Savings

Our Premium Savings account is designed to help you grow your money - not move it around. With a higher interest rate, no monthly fee, and limited access, it rewards you for letting your savings sit and do their thing. If you're serious about building your savings and don't need frequent access, this account will help you reach your goals.

Older man shaking hands with a young woman in a field

Request a Different Account

COMPARE

Savings Accounts

Features	Everyday SavingsNo monthly fee	Premium SavingsNo monthly fee
Monthly Fee	Free	Free
Free Unlimited Deposits	Included	Included
Free Incoming e-Transfers	Included	Not applicable
Outgoing e-Transfers	$1.50	Not applicable
Ding Free ATM (Canada)	Included	Not applicable
Free Access to Digital & Mobile Banking	Included	Included
Withdrawal Limits	2 free Debits/month, then $1 each (excluding self-serve e-transfer to chequing)	2 free Debits/month, then $3 each
ATM Withdrawal (Interac, Non-CU)	$3	$3
ATM Withdrawal (Plus/Cirrus Intl)	$4	$4
Paper Statement Fee	$3	$3
Interest Calculation	Daily	Daily
Interest Payment	Monthly	Monthly
Statement Frequency	Semi-annual	Semi-annual

Features	Everyday BusinessTier 1 includes 15 free debits (35 transactions auto bumps to Tier 2)Tier 2 includes 50 free debits (75 transactions auto bumps to Tier 3) Tier 3 includes 100 free debits	Premium BusinessUnlimited Perks	Premium AgUnlimited Perks	Crossborder USDMust have CAD Chequing account
Monthly Fee	$10 (Tier 1) / $30 (Tier 2) / $55 (Tier 3)	$75	$55	Free
Free Unlimited Transactions	Not included	Included	Included	Not included
Free Unlimited Deposits	Included	Included	Included	Included
Free Incoming e-Transfers	Included	Included	Included	Not applicable
Free Outgoing e-Transfers	Included	Included	Included	Not applicable
Ding Free ATM (Canada)	Included	Included	Included	Not applicable
Free Access to Digital & Mobile Banking	Included	Included	Included	Included
Free Cheque Order (qty 200)	Not included	Included	Included	Not included
Credit Card Annual Fee Rebate	Not included	Included	Included	Not included
Free Certified Cheques/Stop Payments/MTC	Not included	Included	Included	Not included
Complimentary CAFT (includes set up fee and monthly fee)	Not included	Included	Included	Not included
Additional Transactions Over Limit	$1	Not applicable	Not applicable	$1 USD
ATM Withdrawal (Interac, Non-CU)	$3	Free	Free	Not applicable
ATM Withdrawal (Plus/Cirrus Intl)	$4	Free	Free	Not applicable
Paper Statement Fee	$3	$3	$3	$3 USD
Minimum Balance Waiver	Not applicable	Not applicable	$25,000	Not applicable

* Everyday Business accounts are tiered. Tier 1 includes 15 free debits (35 transactions auto bumps to Tier 2). Tier 2 includes 50 free debits (75 transactions auto bumps to Tier 3). Tier 3 includes 100 free debits. Credit card annual fee rebate applies to primary cardholder only.

Some additional services not listed above may have fees associated with them.

View All Service Fees

Request a Different Plan

First Name

Last Name

Phone Number

Email Address

Home Branch

Select from the list of all branches

Last 4 digits of chequing account being changed

New Account Service Plan

Additional Comments or Questions

I understand a Prosperity staff person will reach out via phone call to verify my identity before proceeding with the requested change

I agree to the Terms and Conditions of Prosperity Credit Union. This site is protected by reCAPTCHA for security purposes. For details on how your information is collected and used, please refer to our Legal & Privacy page.

Ready to get started?

Open an account today with our online platform.

Open My Account

Manage your Account

Make payments, view your balance and manage your accounts from where you want, when you want with our easy-to-use online services.

Contact Us

Find a Branch close to you

Contact our Support Team

Visit the Help Center