Business & Ag Chequing Accounts

 

Whether you’re running a farm, growing a business or helping support your local economy, the right chequing account should make managing your money easier. Prosperity offers flexible Business and Agriculture Chequing accounts designed around the way you work. Compare your options to find an account with the transactions, features and value that fit your day-to-day needs.

 

Everyday Business

Built to flex with your business. Whether you're a side-hustling solopreneur or a fully-fledged business boss, our Everyday Business Chequing account moves with you - literally. We’ve designed three tiers, and your account automatically shifts between them based on your monthly activity. No paperwork. No stress. No wondering if you're in the right plan.

Premium Business

Our Premium Business Chequing is for businesses that need more - more flexibility, more features and more ways to gain value without limits slowing you down. With unlimited transactions, free ATM withdrawals anywhere, free CAFT, free cheques and even the extras like Stop Payments, Certified Cheques and your annual credit card fee included, you don't have to worry about any extra charges. Big value. No hidden fees. All business.

Premium Ag

This account provides the flexibility and tools to move money when and where it matters most so you can focus on what you do best - growing your farm and your future. With unlimited transactions, free ATM withdrawals anywhere, free CAFT, free cheques and even the extras like Stop Payments, Certified Cheques and your annual credit card fee included, you don't have to worry about any extra charges.

Crossborder USD

For your life on both sides of the border. Whether you're shopping online, travelling south, or snowbirding in the sunshine, our Crossborder USD Account helps you manage your U.S. dollars with ease, for no monthly fee! (Canadian Chequing account required.)
 

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Business & Ag Accounts

 

Business & Ag Chequing Accounts
FeaturesEveryday BusinessTier 1 includes 15 free debits (35 transactions auto bumps to Tier 2)Tier 2 includes 50 free debits (75 transactions auto bumps to Tier 3) Tier 3 includes 100 free debitsPremium BusinessUnlimited PerksPremium AgUnlimited PerksCrossborder USDMust have CAD Chequing account
Monthly Fee$10 (Tier 1) / $30 (Tier 2) / $55 (Tier 3)$75$55Free
Free Unlimited TransactionsNot includedIncludedIncludedNot included
Free Unlimited DepositsIncludedIncludedIncludedIncluded
Free Incoming e-TransfersIncludedIncludedIncludedNot applicable
Free Outgoing e-TransfersIncludedIncludedIncludedNot applicable
Ding Free ATM (Canada)IncludedIncludedIncludedNot applicable
Free Access to Digital & Mobile BankingIncludedIncludedIncludedIncluded
Free Cheque Order (qty 200)Not includedIncludedIncludedNot included
Credit Card Annual Fee RebateNot includedIncludedIncludedNot included
Free Certified Cheques/Stop Payments/MTCNot includedIncludedIncludedNot included
Complimentary CAFT (includes set up fee and monthly fee)Not includedIncludedIncludedNot included
Additional Transactions Over Limit$1Not applicableNot applicable$1 USD
ATM Withdrawal (Interac, Non-CU)$3FreeFreeNot applicable
ATM Withdrawal (Plus/Cirrus Intl)$4FreeFreeNot applicable
Paper Statement Fee$3$3$3$3 USD
Minimum Balance WaiverNot applicableNot applicable$25,000Not applicable

* Everyday Business accounts are tiered. Tier 1 includes 15 free debits (35 transactions auto bumps to Tier 2). Tier 2 includes 50 free debits (75 transactions auto bumps to Tier 3). Tier 3 includes 100 free debits. Credit card annual fee rebate applies to primary cardholder only.

Savings Accounts
FeaturesEveryday SavingsNo monthly feePremium SavingsNo monthly fee
Monthly FeeFreeFree
Free Unlimited DepositsIncludedIncluded
Free Incoming e-TransfersIncludedNot applicable
Outgoing e-Transfers$1.50Not applicable
Ding Free ATM (Canada)IncludedNot applicable
Free Access to Digital & Mobile BankingIncludedIncluded
Withdrawal Limits2 free Debits/month, then $1 each (excluding self-serve e-transfer to chequing)2 free Debits/month, then $3 each
ATM Withdrawal (Interac, Non-CU)$3$3
ATM Withdrawal (Plus/Cirrus Intl)$4$4
Paper Statement Fee$3$3
Interest CalculationDailyDaily
Interest PaymentMonthlyMonthly
Statement FrequencySemi-annualSemi-annual
 

Some additional services not listed above may have fees associated with them.

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