Member Card® Debit Card

Your Prosperity Credit Union Member Card® Debit Card

Your Member Card® debit card is the simple, secure way to access your money—whether you’re shopping, dining, or traveling.

Everyday Convenience

  • Shop with ease – Use your debit card to make purchases at stores, restaurants, and online retailers across Canada and internationally.
  • Tap & Go – Interac Flash® lets you make purchases under $250 with a quick tap. Once you reach a cumulative spend of $400, simply insert your card and enter your PIN to reset the limit.
  • ATM Access – Withdraw cash, check balances, and make deposits at ATMs across Canada through the ACCULINK® and Interac networks. Internationally, access funds through Cirrus® or Maestro® networks (note: savings accounts cannot be accessed outside Canada).

Extra Protection for Your Purchases

When you use your Member Card, you get built-in purchase protection at no extra cost:

  • Buyer Protection – Most retail purchases, including gifts, are covered against theft or damage for 90 days.
  • Extended Warranty – Manufacturer warranties are doubled, up to one extra year, on eligible purchases.

To make a claim, keep your transaction record, merchant receipt, and the manufacturer’s warranty, and call 1-800-263-9120 ext. 225002.

Travel With Confidence

  • Use your card worldwide – Just look for Interac, ACCULINK®, Cirrus®, or Maestro® logos.
  • Notify us before you travel – To ensure seamless access to your funds, let us know your travel plans at least one week in advance by calling 1-855-862-4242.
  • Foreign currency transactions – A 2.5% administration fee applies to transactions made in foreign currencies. ATM owners may charge additional fees.

Security & Peace of Mind

Your Member Card comes with Interac’s Zero Liability policy, protecting you from unauthorized transactions. Keep your card and PIN secure, monitor your accounts, and report any suspicious activity immediately.

Lost or stolen card?

  • Within Canada: Call 1-800-567-8111
  • Outside Canada: Call collect 1-306-566-1276

At Prosperity Credit Union, your money is always within reach—securely and conveniently.