Community Chequing Accounts
Your organization does important work in your community, and your banking should help make that work a little easier. Prosperity’s Community Chequing accounts offer flexible, affordable options designed for non-profits, clubs, associations and other community groups. Choose the account that fits how your organization manages its day-to-day banking, with straightforward features and options to suit different transaction needs.
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Community Accounts
| Features | Community ChequingTier 1 includes 10 free Debits (11 transactions auto bumps to Tier 2) |
|---|---|
| Monthly Fee | $0 (Tier 1) / $10 (Tier 2) |
| Free Unlimited Transactions | Tier 2 Only |
| Free Unlimited Deposits | Included |
| Free Incoming e-Transfers | Included |
| Free Outgoing e-Transfers | Included |
| Ding Free ATM (Canada) | Not applicable |
| Free Access to Digital & Mobile Banking | Included |
| Free Cheque Order | Not included |
| Credit Card Annual Fee Rebate | Not included |
| Free Certified Cheques/Stop Payments/MTC | Not included |
| Complimentary CAFT (includes set up fee and monthly fee) | Not included |
| Additional Transactions Over Limit | Not applicable |
| ATM Withdrawal (Interac, Non-CU) | Not applicable |
| ATM Withdrawal (Plus/Cirrus Intl) | Not applicable |
| Paper Statement Fee | $3 |
| Minimum Balance Waiver | $5,000 (Tier 2 Only) |
Community Chequing accounts are tiered. Tier 1 includes 10 free debits, 11 transactions auto bumps to Tier 2.
| Features | Everyday SavingsNo monthly fee | Premium SavingsNo monthly fee |
|---|---|---|
| Monthly Fee | Free | Free |
| Free Unlimited Deposits | Included | Included |
| Free Incoming e-Transfers | Included | Not applicable |
| Outgoing e-Transfers | $1.50 | Not applicable |
| Ding Free ATM (Canada) | Included | Not applicable |
| Free Access to Digital & Mobile Banking | Included | Included |
| Withdrawal Limits | 2 free Debits/month, then $1 each (excluding self-serve e-transfer to chequing) | 2 free Debits/month, then $3 each |
| ATM Withdrawal (Interac, Non-CU) | $3 | $3 |
| ATM Withdrawal (Plus/Cirrus Intl) | $4 | $4 |
| Paper Statement Fee | $3 | $3 |
| Interest Calculation | Daily | Daily |
| Interest Payment | Monthly | Monthly |
| Statement Frequency | Semi-annual | Semi-annual |
Some additional services not listed above may have fees associated with them.
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